About

Built for small businesses that do their own CPF

Wageclerk turns the monthly CPF chore for a small team into a few minutes of work, so a café, stall or shop owner can get back to running the business.

  • 3

    staff free, no time limit

  • No card

    needed to start

  • 1

    file to upload to CPF EZPay each month

Why we built it

Many small teams hire a handful of part-time staff. Every month the same names, birth dates and wages get typed into the CPF portal again, and one wrong figure means a rejected file or a payment that does not match.

Keep your team in one place, type the month's wages, and download the file. Nothing more.

What Wageclerk does, and what it leaves to you

You stay in charge of what goes to CPF. We take care of the sums and the file.

It does

  • Works out employer and employee CPF, the Skills Development Levy and self-help fund amounts
  • Builds the file CPF EZPay expects, ready to upload
  • Makes a payslip PDF for every person
  • Keeps a history of every month you have filed

You still handle

  • Connecting to your CPF account. You upload the file yourself and check the totals there
  • Paying CPF by the due date
  • Cases we say we do not cover, such as bonuses. We tell you where they apply
  • Legal or tax advice

How we keep the figures right

  1. Official rates

    Contributions follow the CPF Board's published rate tables, by age, residency and wage.

  2. Tested against CPF

    Automated tests cover the CPF maths and the file format, including the Board's own sample file.

  3. Checked before you download

    The review page flags anything that looks wrong, and nothing downloads until the totals match.

What we hold to

  • Private by design

    NRIC and FIN numbers are encrypted before they are saved, and each business's data is kept separate from every other.

  • Simple on purpose

    Save your team once. Each month, type the wages and download the file. No setup wizard, no payroll suite you will never use.

  • Independent and honest

    We are not part of the CPF Board or any government agency. We show our working and say when something needs your own check.

Try it on a real month

Start free with no card. Or write to us first, we are happy to answer questions.